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Car insurance is more than just a legal obligation; a good policy is a crucial investment in your financial security and peace of mind. Kentucky’s Car Insurance Laws In Kentucky, car insurance is not just a recommendation—it's the law. Under KRS 304.39-110, all drivers must carry the following minimum amounts of liability insurance: $25,000...

Despite having coverage, auto insurance policyholders in Kentucky sometimes find their claims denied. Understanding the reasons behind these denials can help prevent this situation and ensure your claim is properly handled. Common Reasons for Denied Claims in Kentucky Insufficient Documentation Providing comprehensive documentation is essential when filing an accident claim. This includes police reports,...

Whether you have been involved in a car accident, a slip and fall, or any other incident resulting in injury, it’s essential to handle your personal injury claim correctly to ensure you receive the compensation you deserve. Avoiding these common mistakes can significantly improve your chances of a successful outcome. Delaying Medical Treatment Seeking...

Self-driving cars represent a significant technological leap in the automotive industry, promising a future with reduced traffic accidents and increased mobility. However, the question of liability in the event of an accident involving a self-driving car remains complex and multifaceted. Determining who is responsible for such accidents involves examining the roles of various stakeholders,...

Facing a denied workers' compensation claim can be a daunting experience, particularly when dealing with the physical and financial impacts of a workplace injury. However, a denial is not the end of the road. There are several steps you can take to appeal the decision and potentially secure the benefits you need. 1. Understand...

Workers' compensation is a critical safety net for employees, providing financial and medical support for injuries sustained in the course of employment. However, a common area of confusion arises when considering whether workers' compensation covers injuries that occur off-the-clock, when an employee is not actively performing their job duties. The answer to this question...

The influence of social media continues to grow, intertwining with almost all aspects of our daily lives. For some people, it's the first thing they look at when they wake up and the last thing they look at when they go to bed. While there's nothing inherently wrong with this, it's important to understand...

In Kentucky, personal injury settlements are designed to compensate injured parties for damages incurred due to another's negligence. Having an understanding of how these settlements are calculated is incredibly helpful for the plaintiff - a clear understanding informs decision-making and negotiations with insurers or during lawsuits, ensuring you pursue a settlement that genuinely acknowledges...

Personal injuries can happen to anyone at any time, often unexpectedly and with significant consequences. These injuries can result from various circumstances, ranging from accidents to intentional acts of harm. Here are the most common types of personal injuries that lead to claims. Car Accidents Car accidents are one of the leading causes of...

Determining liability in a playground injury accident often requires a thorough investigation into the circumstances surrounding the incident. Multiple parties may share responsibility for ensuring playground safety, and liability may vary depending on factors such as negligence, contractual agreements, and applicable laws. Property Owners or Operators Property owners or operators, such as municipalities, schools,...