Motor Vehicle Accidents

Car insurance is more than just a legal obligation; a good policy is a crucial investment in your financial security and peace of mind. Kentucky’s Car Insurance Laws In Kentucky, car insurance is not just a recommendation—it's the law. Under KRS 304.39-110, all drivers must carry the following minimum amounts of liability insurance: $25,000...

Despite having coverage, auto insurance policyholders in Kentucky sometimes find their claims denied. Understanding the reasons behind these denials can help prevent this situation and ensure your claim is properly handled. Common Reasons for Denied Claims in Kentucky Insufficient Documentation Providing comprehensive documentation is essential when filing an accident claim. This includes police reports,...

Self-driving cars represent a significant technological leap in the automotive industry, promising a future with reduced traffic accidents and increased mobility. However, the question of liability in the event of an accident involving a self-driving car remains complex and multifaceted. Determining who is responsible for such accidents involves examining the roles of various stakeholders,...

Personal injuries can happen to anyone at any time, often unexpectedly and with significant consequences. These injuries can result from various circumstances, ranging from accidents to intentional acts of harm. Here are the most common types of personal injuries that lead to claims. Car Accidents Car accidents are one of the leading causes of...

As automotive technology continues to advance, pedestrian detection has become a pivotal feature in modern cars. This technology aims to mitigate the risk of pedestrian-related accidents by employing a combination of sensors, cameras, and sophisticated algorithms. If a crash is unavoidable, pedestrian crash avoidance mitigation (PCAM) systems could reduce the resulting number of injured...

Driving alongside oversized trucks requires a unique set of precautions and considerations. Here are some crucial safety tips for drivers sharing the road. Maintain Visibility Be aware of the truck's blind spots—areas where the driver's view is limited. These are typically located on the sides, directly behind, and in front of the truck. If...

A T-bone accident, also known as a side-impact collision, occurs when the front of one vehicle collides with the side of another vehicle, forming a "T" shape. These accidents can be incredibly dangerous, as the impact is usually directed towards the driver or passengers of the vehicle hit from the side. When an accident...

Distracted driving is a major cause of accidents on the road, resulting in severe injuries and loss of life. Therefore, it is essential to raise awareness of its dangers, and here are some safety tips.  What is Distracted Driving? Distracted driving is any activity that takes your attention away from safely operating a vehicle....

A wide variety of factors lead to truck accidents in Kentucky, but the most common causes are as follows.  Distracted Driving  Driving long strenuous hours can take a toll on truck drivers, making it very easy for distractions to take their attention off the road. Typical forms of distractions include: Texting or talking on...

Alcohol is a leading cause of car accidents and traffic fatalities in Kentucky.  From 2019 to 2020, crash fatalities involving alcohol went up a shocking 38 percent, while the national average rose 14.3 percent.  2020 Drunk Driving Data A total of 4,978 collisions involved alcohol, making it the leading contributing factor in 14.2% of...